上海龙凤对对碰

13 Ministry of Commissions send "gift packages" commercial insurance development key circle

Original title: 13 Ministry of Commissions send "gift packages" commercial insurance development focused on business insurance, and grew well. 13 ministries such as the SMIN, the Development and Reform Commission, the Ministry of Education, and the Ministry of Education have recently issued the "Opinions on Promoting Commercial Insurance Development in Social Service" (hereinafter referred to as "opinions"), clearly strive to 2025, commercial health insurance markets exceeded 2 trillion yuan . At the same time, the "Opinions" circle the five key areas of commercial insurance development, mainly including improvement of health insurance, strengthen pension insurance, expand the scope of commercial insurance services, support insurance fund investment social services, and improve the insurance market system.

  According to "2019 China Financial Stability Report", the insurance density and insurance depth of my country’s insurance industry is still behind international level.

As of the end of 2018, insurance density and insurance depths were 2724 yuan and% respectively, and more than 93 yuan and reduced percentage points respectively, there were still large gaps compared to the world average of 682 US dollars and%, respectively. The "Opinions" will further deepen the structural reform of financial supply, and give full play to business insurance in protecting people’s livelihood, promoting consumption and pulling domestic demand.

  "Opinions" clear, to promote the development of commercial insurance in social service, improve the level of risk protection in related fields, increase long-term funding, will work in the following aspects.

First, improve health insurance products and services.

上海花千坊龙凤 Encourage insurance institutions to meet consumer needs and provide comprehensive health insurance products and services.

Improve the insurance institutions to host the operation and regulatory mechanism of major illness insurance.

Accelerate the development of long-term nursing insurance. Promote health insurance and health management integration; the second is to strengthen commercial pension insurance. Actively develop diversified commercial pension insurance, personal account-style commercial pension insurance. On the basis of safety and prudent, broaden the scope of use of commercial pension insurance funds.

Strive to 2025, for the accumulation of not less than 6 trillion yuan of endowment insurance, the accumulation of the insurance is not less than 6 trillion yuan; the third is to vigorously develop the business insurance in the field of 上海闵行区会所spa education, young, family political, cultural, tourism, sports, and actively develop exclusive insurance products.

Encourage local governments and relevant departments to use insurance mechanisms to strengthen and improve social governance; fourth is to support insurance funds to invest in health and pensions, and the field of pensions; Encourage commercial insurance agencies to moderately improve the pricing rate of periodic life insurance products under the premise of risk control.

  The industry pointed out that with the landing of "Opinions", more health insurance products in the future are expected to be included in the tax concessions, which facilitates the enrichment of the product selection category of the people, further improving the enthusiasm of the insurance company.

In addition, future insurance funding range and channels are also expected to continue to broaden. Cao Deyun, executive vice president of the China Insurance Asset Management Association, said that the expansion of the scale of insurance funds, the broadening of investment, the improvement of investment capacity and the degree of participation of social economic people’s livelihood, and insurance funds as important institutional investors in financial markets. More to continue to play an advantageous expertise, strengthen its own capacity building, and support the development of the market, support the economic development, service insurance main industry, and fulfill social responsibility. (Reporter to Jiaying) (Editor: Yubihui, Deng Nan).

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